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(EMAILWIRE.COM, May 19, 2012 ) Worcester, MA -- The Credit Card Debt Survival Guide, first available in 2009, (http://credit-card-debt-relief-4u.com) takes the side of consumers who owe credit card debt they cannot afford to pay. It educates the consumer on how to defeat debt collectors and collection attorneys with written communications based on consumer protection laws and legal precedents.
The Credit Card Debt Survival Guide was written by Mel Thompson, who survived over $60,000 in credit card debt without suffering bankruptcy, judgments, or forced debt settlement payments. This e-book is for people who like the author, when they cannot pay all their debts every month are forced to stop paying their unsecured credit cards.
The vast majority of consumers do not understand the true nature of debt collectors, collection attorneys and junk debt buyers, according to Thompson, who spent months researching credit card debt collection.. If they owe and cannot pay, he says, they think they have no recourse other than bankruptcy. They reality is these debt collectors work on commission. They would prefer to not spend time with the few informed consumers who know how to respond to them in writing. They would rather go after the easier, uninformed majority, he explains.
The guide is an interactive 240 page document with links to original sources in most chapters. It has an interactive table of contents with 80 links into specific chapters so that readers can focus on information pertinent to their situation. There are letters that can be easily customized to individual consumers.
About Mel Thompson:
Mel Thompson hails from Worcester, MA and is an experienced in resolving credit card debt issues.
Vision Publishing Inc
Mel Thompson
(508) - 796 - 5101
mel@credit-card-debt-relief-4u.com
Source: EmailWire.com
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